LAST LAUGH

“Insure-to-Value”
About.com

Susan told the insurance company, "We had that barn insured for fifty thousand and I want my money." The adjuster replied, "Whoa there, just a minute, ma'am. Insurance doesn't work quite like that. Since you have a Replacement Cost Endorsement, we will just have to ascertain the value of what was insured and provide you with a new one of comparable worth." There was a long pause before Susan replied, "Then I'd like to cancel the policy on my husband."